Financing Your Mattress is Convenient at Mattress Warehouse
Our Mattress Financing Options
When you buy a mattress at one of our Mattress Warehouse stores, we offer you a variety of ways to pay for your new bed including financing. Our financing providers, Synchrony Bank, Genesis Credit, and West Creek Financial, offer mattress-financing options. You can easily apply online 24/7; just bring your approval number into one of our Mattress Warehouse stores when you're ready to buy your dream bed.
Mattress Warehouse credit card by Synchrony Bank
Already have a Mattress Warehouse credit card?
- No annual fee 2
- Promotional Financing options available every day 3
- Convenient monthly payments
- Online account access
This is a revolving credit limit that can be used for any purchase up to the maximum of amount of credit approved. Credit promotions are always available with this program.
Genesis Credit ® Accounts Offer:
- Low monthly payments
- Credit lines up to $6,000
- Up to 6 months special financing* or up to 12 months special financing*
- Revolving line of credit
- In-Store purchases only
No Credit Needed Option from West Creek Financial
**Currently not accepting new applications at this time
Simple. Fast. Transparent. Don't Let Credit Issues stop you from buying what you want. With West Creek's high-tech, innovative decisioning there's a good chance you'll be instantly approved for financing, even if your credit score is low. 85% of our applicants are approved because we don't work the same way traditional financings companies do. Our data scientists use artificial intelligence to continuously improve our process and provide you with better purchasing options. The West Creek process is fast and easy with no hidden fees.
Benefits of Using West Creek:
- 90 Day Payment Option
- Approval Amounts Up to $5,000
- Up to 24 Month Terms
- Monthly Reporting to TransUnion to help build or repair your credit
- Open Lease Lines to make more purchases in the future
- Employment with $1,000/month income
- Valid ID with SSN or ITIN number
- Checking Account and Debit Card with $40 on it
Application Process is fully automated and takes less than 5 minutes to complete.
Apply today in your favorite store or online, and we'll get you a decision within minutes so you can make the purchase you need, when you need it! Want to apply before coming in the store? Get pre-approved with our online application by clicking the button below and selecting the location where you want to shop.